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Christa helped us Buy our last 2 homes.
!!!Christa helped us find our new home in one day. She listened to us and showed us exactly what we were looking for!!!
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The Christa Michael Team are some of The Top Selling Real Estate Experts™
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The Christa Michael Team, REALTORŽ, real estate agents and broker for Woodstock, Marietta and Roswell Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Cobb County, Cherokee County, Pickens County, RiverGreen subdivision and all of Atlanta. Georgia Real Estate. We also have International Real Estate if you are wanting to buy or sell Real Estate Overseas.

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes and our Internationl Real Estate information.

Need local real estate information? We've summarized much of what is important about the Woodstock, Marietta, Roswell, Alpharetta, Sandy Springs, and Atlanta real estate market in this site. Christa knows Georgia because she has lived in more than 8 counties in Georgia. For a FREE MLS search of homes in Georgia go to www.cmsells.com.

Nedd International Real Estate information? Christa has served as a State Director for the Georgia Association of Realtors and is a member of the International Real Estate Council of Georgia. She was also a delegate for the Governor of Georgia's Economic and Development Mission to Beijing, China. We will provide you with a Real Estate Professional based on your language needs. If we do not have a Realtor that meets your language needs, we will locate an interpreter for you. No other Realtor will do that for you! Visit our International Real Estate Blog at http://liveinternationally.blogspot.com/.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORSŽ. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Cherokee and Fulton County area REALTORSŽ, we have the experience and track record you are looking for. Please let us help.

Visit www.cmsells.com for local Real Estate or e-mail us for International Real Estate.

- The Christa Michael Team

School Reports in Woodstock, Marietta and Roswell, Georgia

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Georgia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Woodstock, Marietta and Roswell

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Cherice Cothran
Cherice Cothran: Assistant Vice President and Mortgage Loan Officer
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The Christa Michael Team
Keller Williams Realty Consultants
695 Mansell Road, Suite 120
Roswell, Ga. 30076
Cell: 770-598-7771
Office: 678-287-4800
Fax: 404-745-8918
Email: christamichael@NUMBER1EXPERT.com

Christa has been a realtor for eleven years and currently specializes in residential and commercial sales, both in the US and Internationally. She has been a Multi-Million Dollar Producer for the last eight years. Out of 26,000 agents, she was chosen to be a Premier Agent and has been awarded the Beyond Excellence award for two years. She received the Presidents Award in 2006. She has served as a State Director for the Georgia Association of Realtors and is a member of the International Real Estate Council of Georgia. She is also a delegate for the Governor of Georgia's Economic and Development Mission to China. Christa is a strong believer in customer service. For local movers, she provides a moving truck for any client that buys or sells with her. She also gives her clients the option of hosting a house-warming party for them.

CRS Equal Housing GRI MLS REALTOR

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